According to the Insurance Research Council, 10.1% of drivers in Virginia do not have insurance, even though it is required. This means that, in the event of an accident, there is a one-in-ten chance that the other driver will be uninsured. Did you know that if an uninsured or underinsured driver injures you, your own insurance can help to pay for your damages? Make sure you’re covered by the appropriate insurance and contact an experienced Virginia uninsured motorist accident lawyer at the Richmond and Virginia Beach firm of Breit Cantor Grana Buckner in the event that you’re involved in a crash.
Call (888) 635-9500 or contact us online for a free and confidential consultation.
Do I Need to Purchase Uninsured Motorist Coverage in Virginia?
Virginia requires all drivers to purchase certain coverages on their auto insurance policies.
The minimum required for liability coverage in Virginia is:
- $25,000 in bodily injury coverage per person
- $50,000 in bodily injury coverage per incident
- $20,000 in property damage coverage per incident
In Virginia, when you purchase liability coverage, you also get uninsured/underinsured coverage in the same amount in case someone with no insurance, or not enough insurance, hits you and causes injuries. (§ 38.2-2206). Even in scenarios such as hit-and-run accidents or if your passengers are injured, your uninsured motorist coverage can also kick in. In short, get as much coverage as the insurance company will sell to you to protect yourself and your family (additional coverage beyond the minimum limits is not significantly more expensive).
Filing an Uninsured Motorist Claim for Injuries & Other Accident-Related Expenses
If you are injured in an auto accident, you may be able to make a claim for your injuries and other accident-related expenses. Who you file a lawsuit against will depend on who is at fault or “liable” for the accident. If the at-fault driver does not have car insurance or doesn’t have enough insurance, they may not have the money to pay personal injury damages either. Speak with a lawyer experienced in Virginia car accident cases to determine what your legal rights and options are after an accident.
Drivers aren’t the only parties responsible for car accidents. Some car accident lawsuits are filed against municipalities for things like road defects, or automobile manufacturers for things like vehicle defects. There can be much more to a case than meets the eye, so we encourage you to speak with a car accident attorney at our law firm for a full evaluation of your case – initial consultations are always free and there is no fee to you unless we win your case.
Contact Breit Cantor
Breit Cantor is based in Richmond and Virginia Beach and represents clients throughout the state of Virginia.
We believe our experience speaks for itself:
- Over 150 verdicts and settlements exceeding $1 million
- Voted “Best Law Firms” by U.S. News
- Representing the injured in Virginia since 1979
To speak to a Virginia uninsured motorist accident attorney at our firm, call us at (888) 635-9500 or fill out our online form.