As the popularity of Uber, Lyft, and other rideshare companies continues to grow, so too does the rate of rideshare accidents. Like any other type of motor vehicle accident, passengers of Ubers and Lyfts—as well as other motorists, pedestrians, and bicyclists—can suffer severe, life-altering injuries in the event of a collision. Unlike other types of auto accidents, however, rideshare accident injury claims tend to be much more complex. This is due to the fact that, while the driver him/herself may have caused the accident, Uber, Lyft, or another rideshare company may be liable.
If you were injured or your loved one was killed in a rideshare accident, you need an attorney who is experienced in handling these types of claims. At Breit Cantor Grana Buckner, we have more than 40 years of experience; we understand the complexities involved in rideshare accident claims—and we know how to win. Our attorneys have successfully recovered hundreds of millions of dollars on behalf of injured individuals throughout the state of Virginia, including over 150 verdicts and settlements in excess of $1 million. We are prepared to help you navigate the legal system and fight for the full, fair recovery you are owed.
Need an Uber or Lyft accident attorney in Virginia? Contact Breit Cantor online or by phone at (888) 635-9500 for a free consultation today.
How Uber & Lyft Insurance Coverage Works
In March of 2016, Governor Terry McAuliffe signed legislation that allowed Uber to legally continue operating in the state of Virginia. This legislation also outlined strict regulations and rules for Uber drivers.
All Uber (and Lyft) drivers in the state of Virginia are required to carry primary liability insurance of $1 million. However, this is only in effect when a ride is in progress. In other words, if an Uber or Lyft driver accepts your ride request, you are covered for the entire duration of the ride, from the moment you are picked up until the moment you are dropped off.
Pedestrians and other motorists that are hit by Uber and Lyft drivers that have the app switched on but have not yet accepted a ride (or, in other words, do not have a passenger) may still be covered by both the Uber/Lyft driver’s own insurance policy and/or Uber/Lyft’s contingent liability coverage. Generally speaking, this contingent coverage goes into effect when the driver’s own policy doesn’t provide enough coverage. Both Uber and Lyft offer contingent liability coverage of $50,000 per person or $100,000 maximum per accident.
If an Uber or Lyft driver does not have the app turned on (meaning he or she is not currently working for Uber/Lyft) at the time of an accident, claims will have to go through the driver’s private insurance policy.
Why You Need an Attorney
Due to the way Uber and Lyft offer insurance coverage for their drivers, it can be difficult to determine whether you were covered by a rideshare company during the time of your accident. In most cases, if you were a passenger in an Uber or Lyft and were injured in an accident caused by the Uber/Lyft driver, you are covered. Unfortunately, the liable insurance company will often try to deny rightful claims. They may try to assert that an injured individual was not a passenger at the time of the incident or that the Uber/Lyft driver was not at fault for the accident.
In any case, it is crucial that you speak to a skilled Virginia Uber and Lyft accident attorney who can help you seek the rightful compensation you are owed. At Breit Cantor, we know how to handle these types of claims and we are not afraid to take your case to court if necessary.
Depending on the unique circumstances involved in your accident, you may be able to recover compensation for:
- Medical expenses related to the accident
- Lost income and/or wages
- Reduced or lost earning ability
- Decreased quality of life
- Pain and suffering
- Emotional distress
- All damages directly or indirectly caused by the accident
Our legal team has earned a reputation for aggressive advocacy and a tireless approach to litigation. We prepare every case with in-depth, exhaustive investigations into the cause of the accident. From there, we are able to identify the liable party/parties and take effective legal action to hold them responsible. Our goal is to secure the maximum compensation you deserve. We have offices in Richmond and Virginia Beach and there are never any fees for you unless we successfully win a settlement or verdict.
Call (888) 635-9500 today for a free and confidential case evaluation.